Take Advantage of Loan Pre-Qualification The Advantages √ Know how much house you can afford. √ Know how much cash you will need for the down payment. √ Simplifies pre-approval. A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification. As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include: Employment History Credit History and Scores   Monthly Income and Expenses With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. We'll find the best loan for your situation.